Compare Student Insurance Plans

There is a variety of plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare various insurance policies, download plan brochures, obtain online quotes and also purchase plans.
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Please contact our licensed agents at +1 (877) 340 7910 or Click to send mail, and we will provide possible plan options

Plans Liaison Student
    
Patriot Exchange
     
Study USA
    
Student Secure Budget
     
Navigator for Student
    
Premium




  • Plan Maximum
  • Deductible
  • Coinsurance 100% 80%





  • Plan Maximum
  • Deductible




  • Plan Maximum
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  • Plan Maximum
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Underwriter
Lloyd’s, London
Sirius International
Lloyds
Lloyds
4 Ever Life Insurance Company
Insurer
Local Ambulance
US citizens:$500,$750;
Non-US citizens: per injury/illness maximum
-NA- $350 per injury or sickness Up to $500 per injury or illness if hospitalized as inpatient In network: 80% to Coinsurance Maximum then 100% Out of network:60% to Coinsurance Maximum then 100%
Prescription Drugs
U.S. Citizens: $0 generic & $0 brand name
Non-U.S. Citizens: $10 generic & $20 brand name
Usual, reasonable and customary charges
$10 copay for generic drugs $20 copay for brand name
50% of actual charge
100% of actual charge up to an annual maximum of $5,000. Maximum 90 - day supply
Dental Treatment - Due to Accident
$500 per accident
$500 maximum per accident
$1,000 maximum per certificate period(Study USA Preferred 300 and Study USA Preferred 500)
$250 maximum per tooth; $500 maximum per certificate period
100% of reasonable expenses up to $500 per tooth
Dental Treatment - Sudden Pain
$350 (available for plans for 1 month or more)
$350 maximum
Not covered
$100 maximum per certifi cate period. Not subject to deductible or coinsurance
Not covered
Maternity
U.S. Citizens: 80% to $5,000 or 100% to per injury/illness max
Non U.S. Students: 80% to $5,000 in PPO / 60% to $5,000 outside PPO; 80% to per injury/illness max in PPO / 60% to per injury/illness max outside PPO
Not covered
80% in network/70% out of network
80% up to $5,000 within the PPO; 60% up to $5,000 outside the PPO
Covered after 364 days
Mental Disorders
Inpatient: 50% to $10,000, max of 45 days
Outpatient: 80% to $500
Not covered
Study USA: $5,000;Study USA Preferred 300: $10,000; Study USA Preferred 500: 80% in network /60% out of network;
Outpatient: $50 maximum per day, $500 maximum lifetime
Inpatient: Usual, reasonable, and customary charges to $10,000 maximum lifetime. (Coverage includes drug abuse or alcohol abuse. Treatment must not be obtained at a student health center.)
Inpatient Within PPO - 80% upto 60 days, Outside PPO - 60% upto 60 days. Outpatient 75% up to 40 visits or 60% thereafter
Terrorism
$50,000
$50,000 lifetime maximum
$50,000
$50,000 maximum lifetime limit
No Coverage
Intercollegiate, interscholastic, intramural or club sports
$5,000
Usual, reasonable and customary charges for High School sports ONLY
$5,000 per injury or sickness
$3,000 maximum per injury or illness Medical expenses only
Covered
Emergency Medical Evacuation
Per injury/illness medical maximum
$50,000 lifetime maximum
$500,000 maximum per lifetime
$250,000 lifetime maximum
$250,000 lifetime maximum
Repatriation of Remains
$50,000 $25,000 $25,000 Lifetime Maximum $25,000 maximum (not subject to deductible or coinsurance) $25,000
Accidental Death and Dismemberment
$25,000 principal sum for plan participant; $10,000 principal sum for spouse; $5,000 principal sum per dependent Accidental Death: $25,000 principal sum($25,000- two limbs, $12,500- one limb) $25,000 No Coverage $10,000
Pre-existing condition coverage
Acute Onset of a Pre-existing Condition :$25,000
Acute Onset of a Pre-existing Condition(Emergency Medical Evacuation): $25,000
Sudden Recurrence of a Pre-existing conditions for US citizens only: $5,000 (Medical); Up to $25,000 (Emergency Medical Evacuations) Pre-existing conditions for US and Non US Citizens: $500 per year; $50,000 lifetime maximum - after 12 months of continuous coverage
Pre-Exisiting Condition Waiting Period Study USAHealthCare 12 months Study USAHealthCare Preferred 6 months
Covered after 12 months of waiting period
Covered with creditable coverage within 365 days, can be reduced or eliminated if you have been covered by a creditable group or individual health insurance plan
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