Compare Student Secure plans

Compare Popular Student Secure insurance plans by TokioMarine HCC offering different benefits, maximum limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Student Secure plans

Please contact our licensed agents at +1 (877) 340 7910 or Click to send mail, and we will provide possible plan options

Maximum:
Deductible
Maximum:
Deductible
Maximum :
$500,000
Deductible
Maximum:
Deductible
"EXCELLENT" "BEST" "BETTER" "GOOD"
Brochure and Details link
Plan Highlights
Lowest deductible & offers top-tier benefits Expensive & offers comprehensive coverage Reasonable & a prominent plan Affordable & offers limited coverage
Certificate period maximum
Up to $1,000,000 Up to $600,000 Up to $500,000 Up to $200,000
Maximum benefit per injury or illness
Up to $500,000 Up to $300,000 Up to $250,000 Up to $100,000
Deductible
$25 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $50 per injury or illness $35 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $70 per injury or illness $45 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $90 per injury or illness $50 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $100 per injury or illness
Coinsurance - claims incurred inside US:
In ppo network: Plan pays 100% of eligible expenses, after the deductible, up to the overall maximum limit.
Out of ppo network: Plan pays 100%.
In ppo network: Plan pays 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Plan pays 100%.
In ppo network: Plan pays 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
Out of ppo network: Plan pays 100%.
In ppo network: Plan pays 80% of eligible expenses after the deductible up to the overall maximum limit.
Out of ppo network: Plan pays 100%.
Coinsurance - claims incurred outside of US:
After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
Local Ambulance
Up to $750 per injury / illness if hospitalized as inpatient Up to $750 per injury / illness if hospitalized as inpatient Up to $500 per injury / illness if hospitalized as inpatient Up to $300 per injury / illness if hospitalized as inpatient
Intensive care unit
Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit
Outpatient treatment
Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit Up to overall maximum limit
Outpatient prescription drugs
100% coinsurance for generic; 50% coinsurance for brand name 50% of actual charge 50% of actual charge 50% of actual charge
Mental health disorders (Treatment must not be obtained at a Student health center.)
Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $10,000 maximum Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $5,000 maximum
Dental Treatment due to accident
Up to $250 maximum per tooth; $500 maximum per certificate period Up to $250 maximum per tooth; $500 maximum per certificate period Up to $250 maximum per tooth; $500 maximum per certificate period Up to $250 maximum per tooth; $500 maximum per certificate period
Emergency dental
Up to $100 for acute onset pain Up to $100 for acute onset pain Up to $100 for acute onset pain Up to $100 for acute onset pain
Pre-existing condition
Covered after 6 months waiting period Covered after 6 months waiting period Covered after 12 months waiting period Not Covered
Acute onset of pre-existing condition (excludes chronic and congenital conditions)
$25,000 lifetime maximum for eligible expenses $25,000 lifetime maximum for eligible expenses $25,000 lifetime maximum for eligible expenses $25,000 lifetime maximum for eligible expenses
Maternity
Up to $25,000 Up to $10,000 Up to $5,000 Not Covered
Nursery care of newborn
Up to $750 maximum Up to $750 maximum Up to $250 maximum Not Covered
Therapeutic termination of pregnancy
Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period Up to $500 maximum per certificate period
Physical therapy & chiropractic care
Up to $75 per visit per day Up to $50 per visit per day Up to $50 per visit per day Up to $25 per visit per day
Intercollegiate, interscholastic, intramural, or club sports:
Up to $5,000 maximum per injury or illness, medical expenses only Up to $5,000 maximum per injury or illness, medical expenses only Up to $3,000 maximum per injury or illness, medical expenses only Not Covered
Terrorism
Up to $50,000 maximum lifetime limit Up to $50,000 maximum lifetime limit Up to $50,000 maximum lifetime limit Not Covered
Emergency medical evacuation
Up to $500,000 lifetime maximum Up to $300,000 lifetime maximum Up to $250,000 lifetime maximum Up to $50,000 lifetime maximum
Emergency reunion
Up to $5,000, maximum of 15 days Up to $5,000, maximum of 15 days Up to $1,000, maximum of 15 days Up to $1,000, maximum of 15 days
Accidental death & dismemberment
Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum Not Covered Not Covered
Repatriation of remains (not subject to deductible or coinsurance)
Up to $50,000 lifetime maximum Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum
Personal Liability
Up to $250,000 lifetime maximum Not Covered Not Covered Not Covered
Optional coverage
Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses - -
Welcome to American Student Insurance  -  Online Chat
Name is required
Email is required Email is invalid
Contact is required