Health insurance coverage for student on OPT status with mild mental issues
I am a student in the states with an OPT F1 visa and would like to sign an insurance. I have mild mental health issues where I have to visit a doctor approx every 2 - 3 months for renewal of medication. Is this a problem for the insurance, and is there co-payment for such things or do I have to pay everything?
Sincerely Yvonne Larsson
Thank you for contacting us at American Student Insurance for your travel health insurance needs! Thank you for contacting us at American Student Insurance for your travel health insurance needs! As an OPT you do have a couple of choices. The plan I recommend is the Atlas America plan by HCCMIS. This is comprehensive plan that is economically priced and offers excellent coverage. This plan will only cover "new illness and emergency". Pre-exiting condition such as yours is treated as pre-existing therefore it will not be covered.