Compare Patriot Exchange vs Navigator for Student

Compare Patriot Exchange and Navigator for Student plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.
 

Compare Patriot Exchange vs Navigator for Student

Age
Start Date
End Date
Coverage Region
Citizenship
Plans Patriot Exchange
    
Navigator for Student
     
Premium
  • Plan Maximum
  • Deductible $100
  • Plan Maximum $1,000,000
  • Deductible
Plans
Dental Treatment - Due to Accident
$500
100% of reasonable expenses up to $500 per tooth
Dental Treatment - Sudden Pain
$350
Not Covered
Maternity
Not covered
Covered after 364 days
Mental Disorders
Not covered
Inpatient Within PPO - 80% upto 60 days, Outside PPO - 60% upto 60 days.
Outpatient 75% up to 40 visits or 60% thereafter
Terrorism
$50,000
No Coverage
Intercollegiate, interscholastic, intramural or club sports
Usual, reasonable and customary charges for High School sports ONLY
Covered
Emergency Medical Evacuation
$50,000 lifetime maximum
$250,000 lifetime maximum
Repatriation of Remains
$25,000
$25,000
Accidental Death and Dismemberment
Accidental Death: $25,000
Dismemberment: $25,000 (two limbs), $12,500 (one limb)
$10,000
Pre-existing condition coverage
Sudden Recurrence of a Pre-existing conditions for US citizens only:
$5,000 (Medical); Up to $25,000 (Emergency Medical Evacuations)
Pre-existing conditions for US and Non US Citizens:
$500 per year; $50,000 lifetime maximum - after 12 months of continuous coverage
Covered with creditable coverage within 365 days, can be reduced or eliminated if you have been covered by a creditable group or individual health insurance plan
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