Compare Patriot Exchange vs Navigator for Student

Compare Patriot Exchange and Navigator for Student plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Patriot Exchange vs Navigator for Student

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Maximum coverage:
Deductible
Maximum coverage:
Deductible
Plans
» International Medical Group » Navigator for Student
Brochure & Details links
Prescription Drugs
Company pays 100% after deductible is met 90 day dispensing maximum 100% of actual charge upto an annual maximum of $5,000. Maximum 90 - day supply
Dental - Accident
$500 maximum 100% of Covered Expenses up to $500 per Calendar Year maximum
Maternity Care(For a pregnancy to be covered, conception must occur 180 days after coverage begins.)
No coverage Covered after 364 days
Mental Disorders
Not covered if incurred in student health center; Inpatient: $10,000 maximum limit; Outpatient: $50 maximum limit per day.$500 maximum limit Inpatient Within PPO - 80% upto 60 days, Outside PPO - 60% upto 60 days. Outpatient 75% up to 40 visits / 60% thereafter
Terrorism
$50,000 maximum limit, Not subject to deductible No coverage
Emergency Medical Evacuation
$50,000 lifetime maximum $250,000 lifetime maximum
Repatriation of Remains
$25,000 maximum for return of mortal remains or $5,000 for cremation/burial $250,000 lifetime maximum
Accidental Death and Dismemberment (AD&D)
$25,000 principal sum, Not subject to deductible Maximum Benefit: Principal Sum up to $10,000
Pre-existing Conditions
For conditions existing within 36 months before effective date, charges excluded until after 12 months of coverage and then $500 per period of coverage and $1,500 maximum limit. Covered with creditable coverage within 365 days, can be reduced or eliminated if you have been covered by a creditable group or individual health insurance plan
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