Compare Patriot Exchange vs Student Secure Budget

Compare Patriot Exchange and Student Secure Budget plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Patriot Exchange vs Student Secure Budget

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Maximum coverage:
Deductible
Maximum coverage:
$500,000
Deductible
Plans
» International Medical Group » Tokio Marine HCC (HCCMIS)
Brochure & Details links
Hospital room and board
Up to average semi-private room rate. Average semi-private room rate, including nursing services.
Prescription Drugs
Company pays 100% after deductible is met 90 day dispensing maximum 50% of actual charge (not subject to deductible or coinsurance)
Physical Therapy
Company pays 100% after deductible is met, one visit per day Up to $50 per visit per day
Waiver of Pre-existing Conditions
For condition existing within 36 months before effective date. After 12 months of continous coverage $500 per period of coverage; $1,500 lifetime maximum. 12-month waiting period.
Acute Onset of a Pre-existing Condition
Medical - Up to $5,000 of the eligible expenses; Emergency Medical Evacuation - Up to $25,000 of the eligible costs and expenses (for US citizens) $25,000 lifetime maximum for eligible expenses (excludes chronic and congenital conditions)
Mental Illness including Alcohol & Substance Abuse
Not covered if incurred in student health center
Inpatient: $10,000 maximum limit
Outpatient: $50 maximum limit per day.$500 maximum limit
Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $10,000 maximum.
Dental - Sudden Relief of Pain
$350 Up to $100. Not subject to coinsurance.
Dental - Accident
$500 Up to $250 maximum per tooth; $500 maximum per certificate period. Not subject to coinsurance.
Emergency Medical Evacuation & Repatriation
$50,000 lifetime maximum Up to $250,000 lifetime maximum. Not subject to deductible or coinsurance.
Emergency Medical Reunion
$15,000 lifetime maximum Up to $1,000, maximum of 15 days
Terrorism
$50,000 Up to $50,000 lifetime maximum. Eligible medical expenses only
Accidental Death and Dismemberment (AD&D)
$25,000 principal sum, Not subject to deductible No coverage
Personal liability
Injury to third party: $2,000 per period of coverage limit after $100 deductible; Damgae to third party's property: $500 per period of coverage limit after $100 deductible No coverage
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