Compare Patriot Exchange vs Student Secure Budget

Compare Patriot Exchange and Student Secure Budget plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.
 

Compare Patriot Exchange vs Student Secure Budget

Age
Start Date
End Date
Coverage Region
Citizenship
Plans Patriot Exchange
    
Student Secure Budget
     
Premium
  • Plan Maximum
  • Deductible $100
  • Plan Maximum $250,000
  • Deductible $90
Plans
Dental Treatment - Due to Accident
$500
$250 maximum per tooth; $500 maximum per certificate period
Dental Treatment - Sudden Pain
$350
$100 maximum per certifi cate period. Not subject to deductible or coinsurance
Maternity
Not covered
80% up to $5,000 within the PPO;
60% up to $5,000 outside the PPO
Mental Disorders
Not covered
Outpatient: $50 maximum per day, $500 maximum lifetime
Inpatient: Usual, reasonable, and customary charges to $10,000 maximum lifetime.
(Coverage includes drug abuse or alcohol abuse. Treatment must not be obtained at a student health center.)
Terrorism
$50,000
$50,000 maximum lifetime limit
Intercollegiate, interscholastic, intramural or club sports
Usual, reasonable and customary charges for High School sports ONLY
$3,000 maximum per injury or illness Medical expenses only
Emergency Medical Evacuation
$50,000 lifetime maximum
Up to the certificate imit
Repatriation of Remains
$25,000
$25,000 maximum (not subject to deductible or coinsurance)
Accidental Death and Dismemberment
Accidental Death: $25,000
Dismemberment: $25,000 (two limbs), $12,500 (one limb)
No Coverage
Pre-existing condition coverage
Sudden Recurrence of a Pre-existing conditions for US citizens only:
$5,000 (Medical); Up to $25,000 (Emergency Medical Evacuations)
Pre-existing conditions for US and Non US Citizens:
$500 per year; $50,000 lifetime maximum - after 12 months of continuous coverage
Covered after 12 months of waiting period
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