IMG Patriot Group Exchange Insurance

Medical insurance for groups of two or more participating in educational or cultural exchange programs. Patriot Group travel Insurance covers group of students and exchange scholars abroad taking part in cultural exchange events.
   Eligibility
  • A member of the group must be engaged in an educational or cultural exchange program or be a spouse or dependent of the applicant.
  • Spouse and dependents applying for this plan must hold the J2 visa.
  • Must not be a citizen of the country they are visiting.
  • Group of 5 or more individuals can eroll
   Renewal/Extension
  • Plan can be renewed if it has been purchsed for a minimum of three months without any break in coverage
  • Can be renewed for a total of 48 months
  • Can be renewed online or by paperwork
  • For renewal of long term plans: Contact International Medical Group

What's covered?


Plan Maximum
Lifetime Maximum Limit?
$5,000,000;
Plan Maximum $50,000, $100,000, $250,000 or $500,000 per illness or injury

Plan Highlights
  • Patriot Group Exchange Plan satisfies J Visa insurance requirements
  • Treatment Period: 60 days for chronic conditions
  • Co-insurance: No Co-insurance
  • Underwriter: Sirius International Insurance Corporation
  • Administrator: International Medical Group

Deductible
Deductible?
$100 per each injury or sickness
PPO
Provider Network clarifications
PPO stands for Preferred Provider Organization and is a network of health care providers. Insurance companies form these in order to control the costs of health care.

Plan benefits

Hospital Room & board Up to average semi - private room rate
Hospital Intensive Care URC*
Prescription Drugs URC*
Emergency Medical Evacuation $50,000 Lifetime Maximum
Emergency reunion $15,000
Return of mortal remains $25,000
Cremation $5,000 maximum
Accidental Death $25,000
Dismemberment $25,000 - two limbs; $12,500 - one limb
Terrorism Coverage Up to $50,000 Lifetime Maximum
Incidental Home Country Coverage Up to a cumulative 14 days.
Lost Personal Property $250 maximum
Legal Assistance $500 maximum
High School Sports Coverage URC*
Personal Liability $250 maximum
Injury to third party: $2,000 maximum after $100 deductible
Damage to third party's property: $500 maximum after $100 deductible
Injury due to accident $500 per accident
Sudden and unexpected pain $350 maximum
Chaperone/Faculty Leader Replacement Rider (apply 1.10 rate factor) Up to $3,000 for a round trip economy airline ticket for a replacement Chaperone/Faculty Leader
Adventure Sports Rider covers insureds up to age 65
31 days-49 years : $50,000
50-59 years : $30,000
60-64 years : $15,000

Claims

  • Patriot Group Exchange Insurance claims can submitted by filling and sending the claims form to the IMG claims department
    • Claims Department:
      International Medical Group
      P.O.Box 88500
      Indianapolis, IN 46208-0500
      Claims Toll Free No: 1.800.628.4664
      Fax: 317-655-4505
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