Patriot T.R.I.P Student Insurance

Patriot Trip Student Insurance
  • Underwriter: Sirius International Insurance Corporation
  • Administrator: International Medical Group
  • Travel protection program for students
    Patriot T.R.I.P.® Student (Travel Itinerary Protection) protects a student's trip from costly travel delay, baggage and medical expenses. Patriot T.R.I.P Student is a travel insurance and emergency travel assistance services program covers full and part-time students for many of those unforeseen events that may force the cancellation of travel plans or interrupt a covered trip. Student travel insurance program for trips up to 31, 60, 90 or 183 days. The underwriter for Patriot Trip Student Insurance is Sirius America Insurance Company.


    • Underwriter: Sirius America Insurance Company
    • Administrator: International Medical Group
    • Trip Cancellation: The amount of your trip you elected to protect up to $10,000 Per Insured Person
    • Trip Interruption: Up to 100% of the amount of your trip you elected to protect
    • Travel delay: 25% of $300 for each 24 hours of delay after an initial delay of 24 hours up to a maximum of $300 Per Insured Person
    • Missed Connection: 25% of Trip Cancellation benefit. Maximum Benefit is $300 for a Common Carrier delay of 8 hours or more
    • Lost/Stolen Baggage: Up to $500 Per Insured Person
    • Baggage Delay: Up to $50 for a Common Carrier delay of 24 hours or more
    • Emergency Medical/Dental Expense: Up to $2,500 Per Insured Person
    • Emergency Medical Evacuation/Repatriation: Up to $10,000 Per Insured Person
    • Emergency Reunion: Up to $2,000 Per Insured Person
    • Common Carrier Accidental Death & Dismemberment: Principal Sum - $5,000
    • Pre-existing Conditions Coverage
      This program does not cover you for pre-existing conditions.
      However, your pre-existing conditions might still be covered if the answer to all of the following questions is “no”:
      • Were you treated for a new illness in the last 60 days, or did symptoms exist for which a reasonably prudent person would have sought treatment?
      • Has your condition worsened or required medical attention in the last 60 days?
      • Have you received any new medications in the past 60 days or have any of your current dosages been changed?