TOKIOMARINE HCCMIS Student Secure Select Insurance

Worldwide Health Coverage for Students pursuing their Education Abroad. Student Secure Select Insurance provides ideal medical coverage for students and scholars who are planning to visit foreign countries to pursue their studies. Student Secure Select satisfies J1 Visa insurance requirements
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   Eligibility
  • Full time students/scholars
  • Foreign undergraduate or graduate student pursuing his/her studies in the US
  • US Students studying abroad
  • International Scholars
  • F1 visa holders
   Renewal/Extension
  • The coverage may be renewed as long as the student meets the eligibility requirements
  • Renewal may be completed within the last 6 months of a certificate period
  • Deductible and coinsurance must be re-satisfied as of each renewal date
  • After 4 years of continuous coverage or any break in coverage, new plan must be bought

What's covered?


Plan Maximum

Certificate Period Maximum
$300,000;

Maximum per injury or illness
$300,000;

Coinsurance

Claims incurred within the US
Underwriters will pay 80% of the next $5,000 of eligible expenses after deductible,
then 100% to certificate period maximum

Claims incurred outside of US
After the Deductible, Underwriters will pay 100% of Eligible
Expenses to Certificate Period Maximum

Deductible

$35 per injury or illness within the PPO, outside the U.S. or at a student health center;
otherwise $70 per injury or illness

Plan benefits

Hospital Room & board Average semi-private room rate, including nursing services
Outpatient Treatment Usual, Reasonable and Customary charges
Outpatient prescription drugs 50% of actual charge
Mental health disorders Outpatient or inpatient
80% within the PPO, 60% out of network.
Maximum 30 days of coverage.
Coverage includes drug abuse or alcohol abuse.
Treatment must not be obtained at a student health center
Dental Treatment due to accident $250 maximum per tooth; $500 maximum per certificate period
Dental Treatment due to alleviate pain $100 maximum per certificate period
Accidental Death & Dismemberment $25,000 lifetime maximum
Terrorism Coverage $50,000 maximum lifetime limit
Emergency Medical Evacuation $300,000 lifetime maximum
Emergency reunion $5,000 lifetime maximum
Repatriation of Mortal Remains $25,000 (not subject to deductible or coinsurance
Intercollegiate, interscholastic, intramural or club sports $5,000 maximum per injury or illness medical expenses only
Physical therapy and chiropractic care Maximum $50 per day
Pre-existing Conditions Covered after 180-day waiting period
Ambulance Service Up to $750 per injury / illness if hospitalized as inpatient
Hospital pre-certification penalty 50% of eligible medical expenses
Intensive Care Unit Usual, Reasonable and Customary charges
Maternity care for a covered pregnancy 80% up to $10,000 within the PPO; 60% up to $10,000 outside the PPO
Routine nursery care of new born $750 maximum per certificate period
Therapeutic termination of pregnancy $500 maximum per certificate period

Insurance claims

Student Secure Select claims can submitted by filling and sending the claims form to the Tokio Marine HCC Medical Insurance Services claims department
   Claims Contact

Email Address: service@hccmis.com

Toll Free Number:
1-800-605-2282
For Outside U.S: (317)262-2132
   Claims Department

Tokio Marine HCC Medical Insurance Services, LLC
P.O. Box 2005
Farmington Hills, MI 48333-2005
   Claims Submission

If the policy is active - Claims can be submitted anytime and does not have a time limit for submission.

If the policy has expired - Claims have to be submitted within 60 days from the plan expiry date.

Click here to download Claims form
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