Travel Insure Study USA Insurance

Medical coverage for international students studying in the US or US students studying outside the US Study USA Insurance from Travel Insurance Services is designed to provide health coverage to students who are in the US and US Students outside US to pursue their studies. Study USA HealthCare offers quality health care in emergency circumstances, 24 hour assistance services, doctor or hospital recommendations, payment of treatment... Study USA satisfies J1 Visa insurance requirements

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   Eligibility
    International students studying in the US
  • Applicant must be below 66 years and must have a valid status in the US
  • The applicant must be registered or engaged in academic activities at a US school, university or college
    US Students studying outside the US
  • Applicant must be below 66 years
  • The applicant must be registered or engaged in academic activities abroad
    Dependents
  • Spouse and/or children (below 18 years) of the enrolled student will be covered, or within 31 days of birth, legal adoption, marriage or arrival in the country of study
   Renewal/Extension
  • Can be renewed as long as the student has continuous coverage and meets the eligibility requirements

What's covered?


Plan Maximum

Maximum Medical Limit
  • Study USA - $200,000
  • Study USA Preferred 300 - $300,000
  • Study USA Preferred 500 - $500,000

Maximum Injury or Illness
  • Study USA - $100,000
  • Study USA Preferred 300 - $300,000
  • Study USA Preferred 500 - $500,000

Coinsurance

Claims incurred within PPO Network
80% of Eligible Expenses after the Deductible up to $25,000, then 100% up to the Certificate Period Maximum

Claims incurred outside PPO Network
70% of Eligible Expenses after the Deductible up to $25,000, then 100% up to the Certificate Period Maximum

Deductible per Injury/Illness
Deductible(except Emergency room)
  • Study USA - $50 in network / $150 out of network
  • Study USA Preferred 300 - $45 in network / $90 out of network
  • Study USA Preferred 500 - $25 in network / $50 out of network
ER Deductible
  • Study USA - $350 per incident
  • Study USA Preferred 300 - $250 per incident
  • Study USA Preferred 500 - $100 per incident

Plan benefits

Pre - existing conditions waiting period No coverage
Mental Health Disorders $5,000
Repatriation of Remains $25,000 lifetime maximum
Accidental Death and Dismemberment $25,000 lifetime maximum
Intercollegiate, Interscholastic, Intramural or club sports $5,000 per injury or illness. Medical Expenses Only
Dental Treatment due to accident N/A
Dental Treatment due to allevaite pain N/A
Maternity care for covered pregnancy 80% in network, 70% out of network
Pre - existing conditions waiting period 12 months
Mental Health Disorders $10,000
Repatriation of Remains $25,000 lifetime maximum
Accidental Death and Dismemberment $25,000 lifetime maximum
Intercollegiate, Interscholastic, Intramural or club sports $5,000 per injury or illness. Medical Expenses Only
Dental Treatment due to accident $1000 maximum per certificate period
Dental Treatment due to allevaite pain $100
Maternity care for covered pregnancy 80% in network, 70% out of network
Pre - existing conditions waiting period 6 months
Mental Health Disorders 80% in network /60% out of network
Repatriation of Remains $25,000 lifetime maximum
Accidental Death and Dismemberment $25,000 lifetime maximum
Intercollegiate, Interscholastic, Intramural or club sports $5,000 per injury or illness. Medical Expenses Only
Dental Treatment due to accident $1000 maximum per certificate period
Dental Treatment due to allevaite pain $100
Maternity care for covered pregnancy 80% in network, 70% out of network

Insurance claims

Study USA Insurance claims can submitted by filling and sending the claims form to the Travel Insurance Services claims department
   Claims Contact

Toll Free Number:
1-800-605-2282
If calling from outside the US,
call (317) 262- 2132
   Claims Department

HCC Medical Insurance Services
Box No. 2005
Farmington Hills,
MI 48333-2005
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