Buy International Student Health Insurance, F1 student insurance

What are the eligibility criteria to buy best International Student Health Insurance?

International students from different nations studying in the USA and having valid F1 or J1 visas and enrolled for a full time academic/ cultural program at an accredited school college or university are eligible to buy international student insurance USA.

Is student insurance coverage available for dependents of students?

This will depend on the specific insurance plan, however there are insurance plans that allow dependents of students to buy best health insurance for international students in USA. The criteria is they must be spouse and/or child under the age of 18. The dependent may apply for insurance along with the student or within 31 days of birth, legal adoption, marriage or arrival in country of study.

Can I purchase student insurance if I am already outside my home country?

You can purchase student insurance plans regardless of how long you are away from home country. But the eligibility requirements described earlier has to be met.

Does student medical insurance cover pre-existing conditions?

Some of student insurance plans offered on American Student Insurance cover pre-existing health conditions. Pre-existing conditions are defined by the policy as "an injury, illness or condition which was contracted or which first manifested itself, or for which a licensed physician was consulted, or for which treatment or medication was prescribed, prior to the effective date of the insurance plan".
Most plans will exclude pre-existing condition coverage for a short period of 6 to 12 months following the effective date of coverage unless stipulated by State or Federal regulation. A Covered Person seeking coverage of a pre-existing condition must fulfil this waiting period without any gaps in insurance.