Plans |
Liaison Student Plus |
Patriot Exchange |
Study USA |
Student Secure Budget |
Navigator for Student |
Premium |
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Underwriter |
Lloyd’s, London |
Sirius International |
Lloyds |
Lloyds |
4 Ever Life Insurance Company |
Insurer |
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Covid Coverage |
Liaison Travel Plus covers usual, Reasonable, and Customary up to medical maximum or $100,000; whichever is less | IMG Covid19 Student health insurance by Patriot Exchange Insurance with coronavirus coverage covers Covid19 illness for international students outside their home country. | Covers coronavirus sickness medical expenses (Plus, Preferred and Platinum plans ONLY). | Covers coronavirus medical expenses arising from Covid illness. | Not Covered |
Local Ambulance |
US citizens:$500,$750; Non-US citizens: per injury/illness maximum |
-NA- | $350 per injury or sickness | Up to $500 per injury or illness if hospitalized as inpatient | In network: 80% to Coinsurance Maximum then 100% Out of network:60% to Coinsurance Maximum then 100% |
Prescription Drugs |
U.S. Citizens: $0 generic & $0 brand name Non-U.S. Citizens: $10 generic & $20 brand name |
Usual, reasonable and customary charges |
$10 copay for generic drugs
$20 copay for brand name |
50% of actual charge |
100% of actual charge up to an annual
maximum of $5,000. Maximum 90 - day
supply |
Dental Treatment - Due to Accident |
$500 per accident |
$500 maximum per accident |
$1,000 maximum per certificate period(Study USA Preferred 300 and Study USA Preferred 500) |
$250 maximum per tooth; $500 maximum per certificate period |
100% of reasonable expenses up to $500 per tooth |
Dental Treatment - Sudden Pain |
$350 (available for plans for 1 month or more) |
$350 maximum |
Not covered |
$100 maximum per certifi cate period. Not subject to deductible or coinsurance |
Not covered |
Maternity |
U.S. Citizens: 80% to $5,000 or 100% to per injury/illness max Non U.S. Students: 80% to $5,000 in PPO / 60% to $5,000 outside PPO; 80% to per injury/illness max in PPO / 60% to per injury/illness max outside PPO |
Not covered |
80% in network/70% out of network |
80% up to $5,000 within the PPO;
60% up to $5,000 outside the PPO |
Covered after 364 days |
Mental Disorders |
Inpatient: 50% to $10,000, max of 45 days
Outpatient: 80% to $500 |
Not covered |
Study USA: $5,000;Study USA Preferred 300: $10,000; Study USA Preferred 500: 80% in network /60% out of network; |
Outpatient: $50 maximum per day, $500 maximum lifetime Inpatient: Usual, reasonable, and customary charges to $10,000 maximum lifetime. (Coverage includes drug abuse or alcohol abuse. Treatment must not be obtained at a student health center.) |
Inpatient Within PPO - 80% upto 60 days, Outside PPO - 60% upto 60 days.
Outpatient 75% up to 40 visits or 60% thereafter |
Terrorism |
$50,000 |
$50,000 lifetime maximum |
$50,000 |
$50,000 maximum lifetime limit |
No Coverage |
Intercollegiate, interscholastic, intramural or club sports |
$5,000 |
Usual, reasonable and customary charges for High School sports ONLY |
$5,000 per injury or sickness |
$3,000 maximum per injury or illness Medical expenses only |
Covered |
Emergency Medical Evacuation |
Per injury/illness medical maximum |
$50,000 lifetime maximum |
$500,000 maximum per lifetime |
$250,000 lifetime maximum |
$250,000 lifetime maximum |
Repatriation of Remains |
$50,000 | $25,000 | $25,000 Lifetime Maximum | $25,000 maximum (not subject to deductible or coinsurance) | $25,000 |
Accidental Death and Dismemberment |
$25,000 principal sum for plan participant; $10,000 principal sum for spouse; $5,000 principal sum per dependent | Accidental Death: $25,000 principal sum($25,000- two limbs, $12,500- one limb) | $25,000 | No Coverage | $10,000 |
Pre-existing condition coverage |
Acute Onset of a Pre-existing Condition :$25,000 Acute Onset of a Pre-existing Condition(Emergency Medical Evacuation): $25,000 |
Sudden Recurrence of a Pre-existing conditions for US citizens only:
$5,000 (Medical); Up to $25,000 (Emergency Medical Evacuations)
Pre-existing conditions for US and Non US Citizens:
$500 per year; $50,000 lifetime maximum - after 12 months of continuous coverage |
Pre-Exisiting Condition Waiting Period
Study USAHealthCare
12 months
Study USAHealthCare Preferred
6 months |
Covered after 12 months of waiting period |
Covered with creditable coverage within 365 days, can be reduced or eliminated if you have been covered by a creditable group or individual health insurance plan |
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TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country. | |
Medical coverage for international students studying in the US or US students studying outside the US Study USA Insurance from Travel Insurance Services is designed to provide health coverage to students who are in the US and US Students outside US to pursue their studies. | Buy online |
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International Students can buy Covid19 Student Secure Select,Student Secure Budget, Student Secure Select, Student Secure Elite which offers coverage for eligible expenses from treatment of COVID-19/SARS-CoV-2. | |
Worldwide Health Coverage for Students pursuing their Education Abroad. Student Secure Select Insurance provides ideal medical coverage for students and scholars who are planning to visit foreign countries to pursue their studies. | Buy online | |
Student Secure Budget Insurance from Tokio Marine HCC provides medical health coverage which fulfills the specific requirements of the students traveling abroad for studying. | Buy online | |
Student Secure Elite Insurance provides ideal medical coverage for students and scholars who are planning to visit foreign countries to pursue their studies. | Buy online |
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Patriot Exchange and Student Health Advantage Insurance cover medical expenses resulting from COVID-19. | |
Patriot exchange is offered by International medical group (IMG). Patriot Exchange Insurance provides student medical coverage for students and exchange scholars in foreign countries taking part in cultural exchange programs. | Buy online | |
Long-term, Worldwide Medical Insurance Coverage for Students. Student Health Advantage Insurance is a long term worldwide medical insurance for international students studying outside their home country. | Buy online |
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The INF travel insurance works well if the student is currently uninsured or has to supplement an existing policy for Coronavirus coverage. If the student wants to replace an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic then he/she can buy the INF travel insurance. INF offers the INF Elite Network insurance, and INF Premier insurance plans with Covid19 coverage. These INF plans are quite affordable and many students are even buying this plan to complement their existing insurance option which has limitations in coverage for COVID-19. Please know we are here to help you make the best, informed decision to get student health coverage even for COVID-19! | |
The Elite Network plan is the only short-term insurance plan. INF's pre-existing conditions coverage for non US citizens travelling to the USA. Also, It covers all ages up to 99 years old. | Buy online | |
This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays. | Buy online |
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Seven Corners offers Liaison Student Plus insurance which covers expenses from treatment of COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2. It is available for international students in the US or outside their home country. | |
This plan offers Coronavirus international student health insurance for Foreign students in the US or outside their home country. | Buy online |
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Trawick International plans provide coverage for COVID 19 as long as the plan is effective before the individual gets sick. Here is the trawick student plans Collegiate Care Standard, Collegiate Care Preferred, Collegiate Care Gold and Collegiate Care Silver. | |
Trawick International Covid19 travel insurance by Collegiate Care Exclusive Student insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. | Buy online | |
Trawick International Covid19 travel insurance by Collegiate Care Essential Student Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. | Buy online | |
Trawick International Covid19 travel insurance by Collegiate Care Elite Student Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. | Buy online | |
Trawick International Covid19 travel insurance by Collegiate Care Enhanced Student Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. | Buy online |