Compare Popular Student Secure insurance plans by TokioMarine HCC offering different benefits, maximum limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.
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Coverage
Deductible
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| Brochure and Details link | |||
| Coronavirus coverage | |||
| StudentSecure insurance plans offers coronavirus coverage for Covid illness for international students outside their home country. | |||
| Certificate period maximum | |||
| Up to $5,000,000 | Up to $600,000 | Up to $500,000 | Up to $200,000 |
| Maximum benefit per injury or illness | |||
| Up to $500,000 | Up to $300,000 | Up to $250,000 | Up to $100,000 |
| Deductible | |||
| $25 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $50 per injury or illness | $35 per injury or illness within the PPO network, outside the U.S. or at a student health center; otherwise $70 per injury or illness | $45 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $90 per injury or illness | $50 per injury or illness within the PPO network, outside the U.S. or student health center; otherwise $100 per injury or illness |
| Coinsurance - claims incurred inside US: | |||
| In ppo network: Plan pays 100% of eligible expenses, after the deductible, up to the overall maximum limit. Out of ppo network: Plan pays 100%. |
In ppo network: Plan pays 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit. Out of ppo network: Plan pays 100%. |
In ppo network: Plan pays 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit. Out of ppo network: Plan pays 100%. |
In ppo network: Plan pays 80% of eligible expenses after the deductible up to the overall maximum limit. Out of ppo network: Plan pays 100% |
| Coinsurance - claims incurred outside of US: | |||
| After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. | After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. | After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. | After the deductible, plan pays 100% of eligible expenses to the certificate period maximum. |
| Local Ambulance | |||
| Up to $750 per injury / illness if hospitalized as inpatient | Up to $750 per injury / illness if hospitalized as inpatient | Up to $500 per injury / illness if hospitalized as inpatient | Up to $300 per injury / illness if hospitalized as inpatient |
| Intensive care unit | |||
| Up to overall maximum limit | |||
| Outpatient treatment | |||
| Up to overall maximum limit | |||
| Outpatient prescription drugs | |||
| 100% coinsurance for generic; 50% coinsurance for brand name | 50% of actual charge | 50% of actual charge | 50% of actual charge |
| Mental health disorders(Treatment must not be obtained at a Student health center.) | |||
| Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days | Outpatient: Maximum of 30 visits; Inpatient: Maximum 30 days | Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $10,000 maximum | Outpatient: $50 maximum per day, $500 maximum; Inpatient: Up to $5,000 maximum |
| Dental Treatment due to accident | |||
| Up to $250 maximum per tooth; $500 maximum per certificate period | Up to $250 maximum per tooth; $500 maximum per certificate period | Up to $250 maximum per tooth; $500 maximum per certificate period | Up to $250 maximum per tooth; $500 maximum per certificate period |
| Emergency dental | |||
| Up to $100 for acute onset pain | |||
| Pre-existing condition | |||
| Covered after 6 months waiting period | Covered after 6 months waiting period | Covered after 12 months waiting period | Not Covered |
| Acute onset of pre-existing condition (excludes chronic and congenital conditions) | |||
| $25,000 lifetime maximum for eligible expenses | |||
| Maternity | |||
| Up to $25,000 | Up to $10,000 | Up to $5,000 | Not Covered |
| Nursery care of newborn | |||
| Up to $750 maximum | Up to $750 maximum | Up to $250 maximum | Not Covered |
| Therapeutic termination of pregnancy | |||
| Up to $500 maximum per certificate period | |||
| Physical therapy & chiropractic care | |||
| Up to $75 per visit per day | Up to $50 per visit per day | Up to $50 per visit per day | Up to $25 per visit per day |
| Intercollegiate, interscholastic, intramural, or club sports: | |||
| Up to $5,000 maximum per injury or illness, medical expenses only | Up to $5,000 maximum per injury or illness, medical expenses only | Up to $3,000 maximum per injury or illness, medical expenses only | Not Covered |
| Terrorism | |||
| Up to $50,000 maximum lifetime limit | Up to $50,000 maximum lifetime limit | Up to $50,000 maximum lifetime limit | Not Covered |
| Emergency medical evacuation | |||
| Up to $500,000 lifetime maximum | Up to $300,000 lifetime maximum | Up to $250,000 lifetime maximum | Up to $50,000 lifetime maximum |
| Emergency reunion | |||
| Up to $5,000, maximum of 15 days | Up to $5,000, maximum of 15 days | Up to $1,000, maximum of 15 days | Up to $1,000, maximum of 15 days |
| Accidental death & dismemberment | |||
| Up to $25,000 lifetime maximum | Up to $25,000 lifetime maximum | Not Covered | Not Covered |
| Repatriation of remains (not subject to deductible or coinsurance) | |||
| Up to $50,000 lifetime maximum | Up to $50,000 lifetime maximum | Up to $25,000 lifetime maximum | Up to $25,000 lifetime maximum |
| Personal Liability | |||
| Up to $250,000 lifetime maximum | Not Covered | Not Covered | Not Covered |
| Optional coverage | |||
| Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses | Offers optional Crisis Response rider for ransom, personal belongings, and Crisis Response fees and expenses | Not Covered | Not Covered |
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