Given the high cost of healthcare within the US, it is however imperative that F2 visa holders get proper medical insurance. Quite often F2 visa holders can be insured on the same policy as the F1 visa holder, alternatively, you can buy a separate plan independent of the insurance for the F1 visa holder. This separate plan does have advantages in that the coverage can be for different time duration, if the F2 visa holder travels outside the USA independent of the F1 visa holder. Another advantage is that while most plans for students (F1 visa holder) have requirements that the insured is taking coursework within the university, and hence are limited in the choice of available plans, this restriction is not there for F2 visa holders.
They have therefore a greater range of plans to choose from. Most student specific insurance plans available for F1 Visa’s are not available for F2 visa holders unless the F2 visa holder is on the same policy as the F1 visa holder. The Patriot Exchange is one exception which allows F2 visa holders to buy the plan even if the accompanying F1 visa holder does not have the Patriot Exchange plan.