Student Insurance plans satisfying University Requirements
I am spanish University Student in Madrid, i am going to USA next month to study an academic year at Washington University, I would need a budget to cover the next below listed
Medical benefits of at least $100,000 per accident or illness and have prescription coverage.
Repatriation of remains of at least $7,500.
Medical evacuation to your home country of at least $10,000.
A deductible not to exceed $500 per accident or illness.
Plan must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number.
Plan must be active and maintained throughout the duration of the student’s enrollment (academic year or semester) at GW.
Plan must cover pre-existing conditions with no waiting period, or the plan must have been in effect long enough that any waiting period has passed.
Plan must cover inpatient and outpatient medical and mental health care in the Washington, D.C., area, including alcohol, drug abuse and detoxification treatment; emergency only coverage does not satisfy this requirement.
Plan must cover expenses related to self-inflicted injuries and suicide.
Thank you very much and best wishes Alicia Gonzalez-Barros
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!
Here are the plans that satisfy most of the requirements of your University. It is very hard to get a plan that does not have any waiting period for coverage of pre existing conditions. However, below mentioned are 3 plans that have a waiting period of 6 months or the coverage for pre existing conditions will begin after 6 months of
There is one global plan from the company Geoblue called Global Student Navigator. This plan can waive the pre existing condition coverage waiting period only in the presence of prior coverage of individual health insurance plan. But this is a bit expensive and is a monthly premium plan. Go to the below link and give the zipcode of the US address in Washington where you will be residing during your stay in US and you will know if this plan is available to you as this plan is available for some specific states in US. Navigator for Students
Please let us know if we can help you in any further.
Regards, Customer Care