Insurance for J2 Visa holders

J2 dependent visa is issued to the spouse and unmarried minor child of a J1 Exchange Scholar in the USA. The J2 dependent must have their own Form DS-2019 which can be obtained from International Student and Scholar Services (ISSS) by the J1 visa holder.

Dependents of J1 exchange scholar must apply for J2 visa stamp at the Embassy or Consulate of the USA overseas (except Canadian citizens).
J2 visa holder have to follow the same travel and reentry procedure as the J1 visa holder. The J2 visa insurance is designed for short term stay in the US and can be purchased before or after arrival in the USA.

Compare insurance plans that are ideal for J2 Visa Holders

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Please contact our licensed agents at +1 (877) 340 7910 or Click to send mail, and we will provide possible plan options


 

$50,000

$0

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Key Features
  • Incidental home country up to cumulative 2 weeks
  • Sports
  • Maternity   Maternity
  • Pre-existing conditions
  • What's Covered?

  $300,000

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Key Features
  • Incidental home country 15 days per three months
  • Sports
  • Maternity   Maternity
  • Acute onset of pre-existing condition
  • What's Covered?

$100

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Key Features
  • Incidental home country up to cumulative 14 days
  • High school sports
  • Maternity   Maternity
  • Pre-existing conditions
  • What's Covered?
Trawick Trawick International plans provide coverage for COVID 19 as long as the plan is effective before the individual gets sick. Here is the trawick student plans Collegiate Care Standard, Collegiate Care Preferred, Collegiate Care Gold and Collegiate Care Silver.
Collegiate Care Standard plan provides insurance coverage for international students actively engaged in education or research activities in the USA. Buy online
Collegiate Care preferred plan provide student health insurance coverage for those temporarily residing outside their home country and actively engaged in education or research activities in the USA Buy online
Collegiate Care Plans provide student medical insurance coverage for those temporarily residing outside their home country or country of permanent residence and actively engaged in education or research activities in the USA Buy online
Collegiate Care Silver Plan provide student health insurance coverage for those temporarily residing outside their home coutry and actively engaged in education or research activities in the USA Buy online
TravelInsure Logo TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.
Medical coverage for international students studying in the US or US students studying outside the US Study USA Insurance from Travel Insurance Services is designed to provide health coverage to students who are in the US and US Students outside US to pursue their studies. Buy online
Tokio Marine HCCIS logo International Students can buy Covid19 Student Secure Select,Student Secure Budget, Student Secure Select, Student Secure Elite which offers coverage for eligible expenses from treatment of COVID-19/SARS-CoV-2.
Worldwide Health Coverage for Students pursuing their Education Abroad. Student Secure Select Insurance provides ideal medical coverage for students and scholars who are planning to visit foreign countries to pursue their studies. Buy online
Student Secure Budget Insurance from Tokio Marine HCC provides medical health coverage which fulfills the specific requirements of the students traveling abroad for studying. Buy online
Student Secure Elite Insurance provides ideal medical coverage for students and scholars who are planning to visit foreign countries to pursue their studies. Buy online
IMG Logo Patriot Exchange and Student Health Advantage Insurance cover medical expenses resulting from COVID-19.
Patriot exchange is offered by International medical group (IMG). Patriot Exchange Insurance provides student medical coverage for students and exchange scholars in foreign countries taking part in cultural exchange programs. Buy online
Long-term, Worldwide Medical Insurance Coverage for Students. Student Health Advantage Insurance is a long term worldwide medical insurance for international students studying outside their home country. Buy online
INF Logo The INF travel insurance works well if the student is currently uninsured or has to supplement an existing policy for Coronavirus coverage. If the student wants to replace an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic then he/she can buy the INF travel insurance. INF offers the INF Elite Network insurance, and INF Premier insurance plans with Covid19 coverage. These INF plans are quite affordable and many students are even buying this plan to complement their existing insurance option which has limitations in coverage for COVID-19. Please know we are here to help you make the best, informed decision to get student health coverage even for COVID-19!
The Elite Network plan is the only short-term insurance plan. INF's pre-existing conditions coverage for non US citizens travelling to the USA. Also, It covers all ages up to 99 years old. Buy online
This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays. Buy online
Seven Corners Logo Seven Corners offers Liaison Student Plus insurance which covers expenses from treatment of COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2. It is available for international students in the US or outside their home country.
This plan offers Coronavirus international student health insurance for Foreign students in the US or outside their home country. Buy online
COVID-19
Student health insurance

Consulate mandated Insurance requirements for J2 visa dependents

  • J2 Visa Health Insurance policy must provide "medical benefits of at least $50,000 for each accident or illness." It means that an acceptable policy couldn't set a maximum lower than $50,000 in benefits for each accident or illness.
  • If a J2 visa holder dies in the U.S., then the policy must provide at least $7,500 in repatriation benefits to send the remains to the home country for burial.
  • The deductible should not exceed $500 per accident or illness.
  • The co-payment of medical expenses (the portion not covered by insurance that the insured pays him or herself) should be of no more than 25%.
  • If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $10,000 for the expenses of your travel.
  • J2 dependent (Spouse or Minor Child of J1 Visa holder) Health Insurance policy may establish a waiting period before it covers pre-existing conditions (that is, health problems you had before you bought the insurance), as long as the waiting period is reasonable by current standards in the insurance business.
  • If you elect to satisfy the insurance requirement through a policy issued in your home country, the policy must be backed by the full faith and credit of your government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of "A-" or better, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or better, a Standard & Poor's Claims-Paying Ability rating of "A-" or better, or a Weiss Research, Inc. rating of "B+" or better).
  • These requirements apply to both J-1 visa students and J-1 visa exchange scholars and to their J-2 dependent visa spouses and J2 visa children.

What is J2 visa?

J2 visa is issued by the USA for spouses and dependents of J1 Exchange Scholar. Plan provides health insurance coverage for these dependants of J1 visa holders.

What is the best health insurance for J2 visa holders?

There is no single plan which fits the bill for the being the best health insurance for J1 & J2 visa holders. However, the Patriot Exchange plan offered by International Medical Group (IMG) is a very economical plan that can be used to meet J2 visa requirements and for international students. This plan can be purchased for the J2 dependent visa holder as long as the J1 visa holder already has coverage from their institution.
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