Liaison Student Elite vs Navigator for Student

Compare Liaison Student Elite and Navigator for Student plans with various maximum coverage limits & deductibles. We have provided a friendly insurance compare facility where you can compare these policies, download plan brochures, obtain online quotes and also purchase plans.

Compare Liaison Student Elite vs Navigator for Student

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Brochure and Details link
Local Ambulance Benefit
Inside the U.S - $750 per disablement (injury/illness)
Outside the U.S - Up to medical maximum
In network: 80% to Coinsurance Maximum then 100%
Out of network:60% to Coinsurance Maximum then 100%
Prescription Drugs
Inside the U.S - $0 copay (not subject to the deductible)
Outside the U.S - $0 copay (deductible applies)
100% of actual charge upto an annual maximum of $5,000. Maximum 90 - day supply
Dental - Accident
$2,500 100% of Covered Expenses up to $500 per Calendar Year maximum
Maternity Care(For a pregnancy to be covered, conception must occur 180 days after coverage begins.)
  • Inside the U.S
    • In ppo network: 80% up to $25,000
    • Out of ppo network: 60% up to $25,000
  • Outside the U.S - 100% up to $25,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Covered after 364 days
Mental Disorders
Inpatient: $20,000 (45 days max), Outpatient: $2,000 Inpatient Within PPO - 80% upto 60 days, Outside PPO - 60% upto 60 days. Outpatient 75% up to 40 visits / 60% thereafter
$100,000 No coverage
Emergency Medical Evacuation
$750,000 (separate from the medical maximum) $250,000 lifetime maximum
Repatriation of Remains
$750,000 (separate from the medical maximum) $250,000 lifetime maximum
Accidental Death and Dismemberment (AD&D)
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
Maximum Benefit: Principal Sum up to $10,000
Pre-existing Conditions
After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement. Covered with creditable coverage within 365 days, can be reduced or eliminated if you have been covered by a creditable group or individual health insurance plan
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