IMG

Patriot Exchange Student Insurance

Patriot exchange is offered by International medical group (IMG). Patriot Exchange Insurance provides student medical coverage for students and exchange scholars in foreign countries taking part in cultural exchange programs. Medical insurance for individuals involved in educational or cultural exchange.

Patriot exchange insurance covers medical expenses for treatment of sickness from COVID-19.

Patriot exchange insurance links

Find the best quotes for Patriot Exchange insurance plan

Please click on a premium amount to purchase that coverage type
Contact us at +1 (877) 340 7910 for other available options
Max Coverage Options
 
Standard
Coverage
$500,000
Platinum
Coverage
$1,000,000
Deductible
$25

$100

Patriot Exchange Insurance Review

Patriot America Insurance

Patriot Exchange Insurance Review

Insurance provider
International Medical Group
Maximum Limits options
Choice of $50,000, $100,000, $250,000 or $500,000 per illness or injury with a lifetime maximum of $5,000,000.
Co-insurance
  • Treatment outside US: Company pays 100%
  • Treatment inside US: In PPO or Student Health Center - Company pays 100%; Out of PPO network (PPO network for Student Health Advantage Insurance ) - Company pays 80% of the eligible expenses up to $5,000; then 100% thereafter.
Deductible
$0, $100, $250 or $500 per illness or injury available
Eligibility   Student Health Advantage insurance Eligibility
  • Be an active Participant, Spouse of the Participant, or Children traveling with the Participant and residing outside his/her primary Country of Residence for a temporary period of time, and if Destination Country is the United States, Insured Person must hold one of the following visa types:F1/F2, J1/J2, M1/M2 or A1/A2
  • Be at least 31 days old but not yet 65 year old.
  • Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal.
  • Not be hospitalized, disabled, pregnant or HIV+ on the initial effective date.
Renewal   Renewal/Extension
  • Plan can be renewed if it has been purchased for a minimum of 1 month without any break in coverage
  • Can be renewed for a total of 48 months
  • Can be renewed online or by paperwork
PPO

Provider Network clarifications

PPO stands for Preferred Provider Organization and is a network of health care providers. Insurance companies form these in order to control the costs of health care.

Plan Benefits of Student Health Advantage travel medical insurance plan

Benefits Coverage
Hospital room and board Average semi-private room rate, including nursing services
Intensive care Company pays 100% after deductible is met
Physical therapy Company pays 100% after deductible is met; one visit per day(Medical order or treatment plan required)
Bedside Visit $1,500 maximum limit. Must be hospitalized in an intensive care unit. Not subject to deductible
Physician visit Company pays 100% after deductible is met; one visit per day
Student health center $5 co-pay per visit (Not subject to deductible)
Prescription drugs Company pays 100% after deductible is met
90 day dispensing maximum
Urgent care $50 copay. Not subject to deductible.
Copay is not applicable if you choose a $0 deductible
walk-in clinic $20 copay. Not subject to deductible.
Copay is not applicable if you choose a $0 deductible
Eligible medical expenses Company pays 100% after deductible is met
Emergency room visit with in-patient admission Company pays 100% after deductible is met
Emergency room visit without in-patient admission Additional $250 deductible
Interfacility ambulance transfer(for services rendered in the U.S.) Company pays 100%. Transfer must be a result of an inpatient hospital admission not subject to deductible
Dental Injury due to covered accident - $500 maximum
Sudden & unexpected pain to natural teeth - $350 maximum
Mental or nervous/Substance abuse Not covered if incurred in student health center
Inpatient: $10,000 maximum limit
Outpatient: $50 maximum limit per day.$500 maximum limit
Emergency medical evacuation $50,000 lifetime maximum
Emergency reunion $15,000 lifetime maximum
Return of mortal remains or cremation/burial $25,000 maximum for return of mortal remains or $5,000 for cremation/burial
Accidental death & dismemberment $25,000 principal sum, Not subject to deductible
Terrorism $50,000 maximum limit, Not subject to deductible
Incidental trip coverage Up to a cumulative 14 days

Optional Riders for IMG Patriot Exchange insurance Plan

Adventure Sports Rider covers insureds up to age 65
0-49 years - $50,000
50-59 years - $30,000
60-64 years - $15,000

International Medical Group, IMG student travel insurance Links

Welcome to American Student Insurance  -  Online Chat
Name is required
Email is required Email is invalid
Contact is required

About us

Student health insurance is necessary for all students in the US. We offer several student plans which satisfy the requirements of most universities. These plans are cheaper when compared to University plans.

Keep in touch

Phone: +1-(877)-340-7910

Email:

Crossborder Services LLC, Five Greentree Center, Suite 104, Route 73, Marlton, NJ 08053

Copyright © 2020 AmericanStudentInsurance