Travel Insure Study USA Insurance

Medical coverage for international students studying in the US or US students studying outside the US Study USA Insurance from Travel Insurance Services is designed to provide health coverage to students who are in the US and US Students outside US to pursue their studies. Study USA HealthCare offers quality health care in emergency circumstances, 24 hour assistance services, doctor or hospital recommendations, payment of treatment... Study USA satisfies J1 Visa insurance requirements
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Travel Insure international student health insurance for Coronavirus

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.

Travel insure Coronavirus student health insurance renewal or extension

During this pandemic, many students may be stuck in their destination country and unable to fly home due to travel restrictions. Students enrolled in the Study USA plans and they need to extend their stay in the U.S. until they can get a flight, they can extend their insurance policy accordingly.
To renew a Study USA policy, please renew Study USA insurance online.

Plan Benefits of Study USA insurance

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Please contact our licensed agents at +1-(877)-340-7910 or Click to send mail, and we will provide possible plan options


Study USA Basic
Plan maximum:
$100,000
Deductible
 
 
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Study USA Standard
Plan maximum:
$100,000
Deductible
 
 
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Study USA Preferred
Plan maximum:
$300,000
Deductible
 
 
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Study USA Platinum
Plan maximum:
$500,000
Deductible
 
 
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COVID-19 Coverage
No Coverage Covered as any other illness Covered as any other illness Covered as any other illness
Pre-existing Conditions Waiting Period
No Coverage $500 maximum per certificate period; 12 months waiting period 12 months waiting period 6 months waiting period
Maximum per injury or illness
$100,000 $100,000 $300,000 $500,000
Overall Maximum Limit
$200,000 $200,000 $600,000 $3,000,000
Deductible (except emergency room)
$250 in network / $500 out of network $100 in network / $250 out of network $50 in network / $150 out of network $25 in network / $100 out of network
ER Deductible
$500 per incident $350 per incident $250 per incident $100 per incident
Coinsurance inside the U.S.
In network: 80% after deductible, up to overall maximum limit
Out of Network: Plan pays 100% 		In network: 80% after deductible, up to $25,000, then overall maximum limit
Out of Network: Plan pays 100%		 In network: 80% after deductible, up to $25,000, then overall maximum limit
Out of Network: Plan pays 100%		 In network: 80% after deductible, up to $25,000, then overall maximum limit
Out of Network: Plan pays 100%
Coinsurance outside the U.S.
Plan pays 100% Plan pays 100% Plan pays 100% Plan pays 100%
Local Ambulance
$300 per injury or illness $350 per injury or illness $350 per injury or illness $350 per injury or illness
Prescription Drugs
For outpatient prescription 50% of actual charges $30 deductible for generic drugs
$100 deductible for brand name		 $15 deductible for generic drugs
$50 deductible for brand name		 $15 deductible for generic drugs
$30 deductible for brand name
Wellness
Not Avaliable 100% of one routine physical exam per member 100% of one routine physical exam per member 100% of one routine physical exam per member
Dental Treatment due to Accident
Not Available Not Available $1,000 maximum per certificate period $1,000 maximum per certificate period
Dental Treatment due to Alleviate pain
Not Available Not Available $100 $100
Intercollegiate Interscholastic, Intramural or club sports
Not Available Not Available Not Available Optional Buy-Up: $10,000
Mental Health Disorders
Outpatient $50 max per day, $500 max;
Inpatient Up to $5,000 (excludes drug and alcohol abuse).
No treatment at student health center		 Outpatient $50 max per day, $500 max;
Inpatient Up to $5,000 (excludes drug and alcohol abuse).
No treatment at student health center		 Outpatient $50 max per day, $500 max;
Inpatient Up to $10,000 (includes drug and alcohol abuse).
No treatment at student health center		 Within PPO 80% of eligible expenses; Outside PPO up to overall maximum limit
Outside U.S. 100% coinsurance
No treatment at student health center (includes drug and alcohol abuse).
Maternity care for covered pregnancy
Not Avaliable IN PPO NETWORK: 80% of eligible expenses; OUT OF PPO NETWORK: Up to the overall maximum.
Outside US: 100% coinsurance up to overall maximum		 IN PPO NETWORK: 80% of eligible expenses; OUT OF PPO NETWORK: Up to the overall maximum.
Outside US: 100% coinsurance up to overall maximum		 IN PPO NETWORK: 80% of eligible expenses; OUT OF PPO NETWORK: Up to the overall maximum.
Outside US: 100% coinsurance up to overall maximum
Repatriation of Remains
$25,000 lifetime maximum $25,000 lifetime maximum $25,000 lifetime maximum $50,000 lifetime maximum
Terrorism
Not Avaliable Not Avaliable Up to $50,000 lifetime maximum Up to $50,000 lifetime maximum
Accidental Death and Dismemberment
Not Avaliable Up to $5,000 lifetime maximum Up to $25,000 lifetime maximum Up to $25,000 lifetime maximum
Emergency Reunion
Up to $1,500, maximum of 15 days Up to $2,500, maximum of 15 days Up to $2,500, maximum of 15 days Up to $5,000, maximum of 15 days
Emergency Medical Evacuation
$50,000 lifetime maximum $250,000 lifetime maximum $500,000 lifetime maximum $500,000 lifetime maximum
Personal Liability
Not Available Not Available Not Available Up to $150,000 lifetime maximum
Up to $150,000 third person injury
Up to $150,000 third person property
$1,500 related third person property
- not subject to deductible, coinsurance, or overall maximum limit
Eligibility   Eligibility
International students studying in the US
  • Applicant must be below 66 years and must have a valid status in the US
  • The applicant must be registered or engaged in academic activities at a US school, university or college
US Students studying outside the US
  • Applicant must be below 66 years
  • The applicant must be registered or engaged in academic activities abroad
Dependents
  • Spouse and/or children (below 18 years) of the enrolled student will be covered, or within 31 days of birth, legal adoption, marriage or arrival in the country of study
Renewal   Renewal/Extension
  • Can be renewed as long as the student has continuous coverage and meets the eligibility requirements

Insurance claims

Study USA Insurance claims can submitted by filling and sending the claims form to the Travel Insurance Services claims department
   Claims Contact

Toll Free Number:
1-800-605-2282
If calling from outside the US,
call (317) 262- 2132
   Claims Department

HCC Medical Insurance Services
Box No. 2005
Farmington Hills,
MI 48333-2005
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